Terms of use

swarag.me is operated by Swarag Ravikumar, an independent consultant based in Bengaluru, India ("I", "me"). Contact: krswarag@gmail.com.

All content, free tools, scores and AI-generated reports are general information for business professionals. They are not legal, financial, tax, investment, security or other regulated professional advice, and don't create a consulting or advisory relationship. Validate any output and get appropriate professional advice before acting.

Scores and maturity levels are indicative self-assessments, not certified benchmarks. Any financial figures (for example ROI estimates) are illustrative calculations from your own inputs, not forecasts or guarantees.

Some outputs are produced by AI models and may be incomplete, inaccurate or out of date. You are responsible for how you use them. Model names and capabilities described on the site reflect my understanding at the time and may change.

Demonstrations use fictional organisations and synthetic data created for illustration. They are not client results or case studies and do not reproduce any employer's or client's confidential material. References to past roles describe my own experience and imply no endorsement or affiliation by any current or former employer or client.

Service descriptions are an outline, not an offer capable of acceptance. Pricing is available on request and depends on your scope of work. Any paid engagement is governed solely by a separate written proposal or agreement, which takes precedence over this site.

Booking a call creates no obligation for either party. No specific outcome is guaranteed.

You agree not to:

• submit false information, another person's data without authority, or confidential third-party information;
• use automated means to scrape, overload, probe or attack the site, its forms or its AI features, or try to bypass rate limits or security;
• attempt to extract prompts, keys or other people's data, or use outputs to build a competing service;
• use the site for anything unlawful, harmful, defamatory or infringing.

I may restrict access or remove submissions that breach these terms.

The site's design, text, frameworks, tools, demonstrations and the "SR" mark belong to me or my licensors. You may view and share pages and print your own reports for internal business use, with attribution. Any other copying, resale or redistribution needs my written permission. Third-party names and logos belong to their owners and are used only for identification.

The site links to and uses third-party services (for example Google Calendar, LinkedIn and GitHub). I'm not responsible for their content or practices; their own terms apply.

The site is provided "as is" and "as available", without warranties of any kind, express or implied, including accuracy, fitness for a particular purpose and uninterrupted availability, to the fullest extent permitted by law.

To the fullest extent permitted by law, I am not liable for any indirect, incidental, special, consequential or punitive loss, or for loss of profit, revenue, data or goodwill, arising from use of the site, its tools or outputs. My total liability for any claim relating to the free site is limited to INR 10,000 (or the equivalent). Nothing in these terms limits liability that cannot be limited by law, including for fraud, or for death or personal injury caused by negligence, or your statutory consumer rights.

You agree to indemnify me against claims and losses arising from your breach of these terms or your misuse of the site or its outputs.

How personal data is handled is explained in the privacy notice.

These terms are governed by the laws of India. The courts at Bengaluru, Karnataka have exclusive jurisdiction, except that consumers keep any mandatory right to bring proceedings in their country of residence. Please contact me first — most issues can be resolved informally.

If any part of these terms is unenforceable, the rest remains in effect. Not enforcing a right is not a waiver. I may update these terms; the date at the top shows the current version and continued use means you accept the update.